What to Do If You Have an Accident in a Rented Car

Car rental is a convenient and beneficial service, allowing you to have a comfortable vehicle at your disposal within minutes. However, what should you do if you get into an accident while driving a rented car? This question arises not during the contract signing but in the unfortunate event on the road. Many people feel lost, panic, and don’t know what steps to take.

Who Covers Damages

Even the most experienced and careful drivers are not immune to road problems because of other traffic participants. This fact is acknowledged by LeoCar, where all cars are insured. However, there are always nuances.

If the accident occurred due to the fault of another road user, there’s no need to worry. Contact the company representatives and report the accident. Also, await the accident documentation process.

On the other hand, if the accident happened due to the fault of the renter, there are different scenarios. If the rented car was damaged due to bad weather conditions or negligence, calmly go through the process of documenting the road incident. Most of the repair costs will be covered by insurance, but the renter may have to contribute.

If the accident occurred due to driving under the influence, be prepared to fully cover the repair costs. The insurance company will likely deny compensation in this case.

Actions at the Accident Scene

If the rented car is involved in an accident, follow the current traffic rules:

  1. Activate the emergency signal.
  2. Provide assistance to the injured parties.
  3. Call the police.
  4. Inform the rental company about the incident.
  5. Wait for the complete documentation of the accident.
  6. Submit the entire set of documents to the lessor.

The accident must be officially documented, adhering to all rules. Otherwise, the insurance company may refuse compensation.

Key Points to Note

To avoid problems with the rented car, follow these rules:

  1. During the rental process, thoroughly study the agreement and inquire about what to do in case of a breakdown or accident.
  2. Check the deductible.
  3. Inspect the car for minor damages, scratches, and other defects.
  4. If an accident occurs, photograph the consequences.
  5. After returning the car, obtain a document confirming its return in perfect condition.

Car owners who regularly purchase insurance know the concept of a deductible. It allows saving on the purchase of a policy, but in case of an accident, the repair costs will have to be partially covered out of pocket. The amount varies depending on the insurance terms. If you consider changing your vehicle, we recommend exploring a store where you can do so on the official website. Therefore, make sure to inquire about the deductible during the rental process. Even if the rented car is involved in an accident, don’t panic but fully control the situation. Properly documented accidents, along with photographic evidence, will help resolve any disputes that may arise. Moreover, it’s essential to collaborate with a reliable company. At LeoCar, all clients receive the necessary assistance, ensuring that the unpleasant situation of an accident has minimal consequences for them.

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