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at home, no commitment
- 1. Choose a car from the catalogue
- 2. Calculate your payment
- 3. Request a call
Your own car from €270/mo.
No bank. No proof of income. After 12–60 months — the car is yours.
- No Lviv registration required — only passport and driver’s licence
- Contract in 1 day. We don’t check your credit history.
- CTPL in your payment, CASCO optional
-
Knyagini Olga St., 5a
Lviv · Mon-Sun 9:00–20:00
Find a car within your budget
21 cars available, payment from €490 to €1 790/mo. CTPL insurance and maintenance are included in the payment. Buyout over 36 months.
29 min to approval · 3 years on the market
Cars in the buyout programme — payments from €270/mo
Automatic
SEAT Ateca
2018
1.6, Diesel
Front-wheel drive
from
€620
/mo
Automatic
Skoda Octavia
2023
1.6, Petrol
Front-wheel drive
from
€680
/mo
Automatic
Hyundai Elantra
2025
1.6, Petrol
Front-wheel drive
from
€810
/mo
Automatic
Kia Ceed SW
2022
1.6, Petrol
Front-wheel drive
from
€620
/mo
Why not a bank loan?
| Criterion | Bank | LeoCar Buyout |
|---|---|---|
| Time to car | Bank: 5–14 business days | LeoCar: 29 minutes |
| Down payment | Bank: 20–60% | LeoCar: from 10% |
| Documents | Bank: Passport + income statement + more | LeoCar: Passport and driver’s licence only |
| Credit check | Bank: Required | LeoCar: Not required |
| Term | Bank: up to 84 mo (new cars) | LeoCar: 12–60 mo (used) |
| CTPL insurance and maintenance | Bank: Separate (extra costs) | LeoCar: In the monthly payment |
| Early exit | Bank: Usually with a penalty | LeoCar: No penalties |
“36% sounds like a lot, but it’s the full cost including insurance, maintenance and risk. A bank’s 27% is the rate BEFORE insurance and processing fees.”
A 3-year rental or your own title at the end?
| Criterion | Long-term rental | LeoCar Buyout |
|---|---|---|
| Car at the end of the term | Long-term rental: You return it | LeoCar: Stays yours |
| Maximum term | Long-term rental: 36 mo | LeoCar: 60 mo |
| Payment at $18,000 and 10% down | Long-term rental: ~$580/mo (36 mo) | LeoCar: ~$310/mo (60 mo) |
| Total over 3 years | Long-term rental: ~$20,880 and you hand back the keys | LeoCar: ~$11,160 and you pay 2 more years until you own the title |
| Early payoff | Long-term rental: With a penalty | LeoCar: No penalty at any time |
| Who insures and services it | Long-term rental: Often separately, on your card | LeoCar: CTPL insurance + maintenance in the payment, CASCO optional |
“$580/mo for 36 mo — and at the end you’re left without a car again. $310/mo for 60 — and the car is registered to you.”
From choosing to keys — in 1 day
1 day in the office
we test, sign and hand over the keys
- 4. Take a test drive — on us
- 5. Agree the contract terms
- 6. Prepare 3 documents
- 7. 29 minutes to sign the contract
- 8. Drive the car away the same day
Then it’s yours
monthly payment, car ownership
- 9. Pay monthly — we handle the rest
- 10. Take full ownership — on us
Take the first step
Leave your number — a manager will call back within 15 min and calculate your payment for a specific car. No commitment. No follow-up calls a week later.
Of 22 buyout cars, 17 are available now.
